LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,640
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$44,998
−HK$1,379/mo
Today · 4.125%
HK$46,377
baseline
▲ 0.50% · 4.625%
HK$49,199
+HK$2,822/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,754/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,549
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,852
−HK$1,320/mo
Today · 4.125%
HK$51,172
baseline
▲ 0.50% · 4.625%
HK$53,870
+HK$2,698/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,344/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,368
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$53,997
−HK$1,655/mo
Today · 4.125%
HK$55,652
baseline
▲ 0.50% · 4.625%
HK$59,039
+HK$3,387/mo
Deposit HK$7.66M · loan HK$11.48M · min. income ≈ HK$111,304/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,259
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,822
−HK$1,585/mo
Today · 4.125%
HK$61,407
baseline
▲ 0.50% · 4.625%
HK$64,644
+HK$3,237/mo
Deposit HK$7.66M · loan HK$11.48M · min. income ≈ HK$122,814/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,097
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$62,997
−HK$1,931/mo
Today · 4.125%
HK$64,928
baseline
▲ 0.50% · 4.625%
HK$68,879
+HK$3,951/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$129,856/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,969
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,792
−HK$1,849/mo
Today · 4.125%
HK$71,641
baseline
▲ 0.50% · 4.625%
HK$75,418
+HK$3,777/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$143,282/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,553
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$80,996
−HK$2,483/mo
Today · 4.125%
HK$83,479
baseline
▲ 0.50% · 4.625%
HK$88,558
+HK$5,079/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$166,958/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,389
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$89,733
−HK$2,377/mo
Today · 4.125%
HK$92,110
baseline
▲ 0.50% · 4.625%
HK$96,966
+HK$4,856/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$184,220/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,689 · Scale 2, in force from 26 Feb 2026)