LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,641
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$44,998
−HK$1,380/mo
Today · 4.125%
HK$46,378
baseline
▲ 0.50% · 4.625%
HK$49,200
+HK$2,822/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,756/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,550
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,852
−HK$1,321/mo
Today · 4.125%
HK$51,173
baseline
▲ 0.50% · 4.625%
HK$53,870
+HK$2,697/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,346/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,369
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$53,998
−HK$1,655/mo
Today · 4.125%
HK$55,653
baseline
▲ 0.50% · 4.625%
HK$59,039
+HK$3,386/mo
Deposit HK$7.66M · loan HK$11.48M · min. income ≈ HK$111,306/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,260
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,823
−HK$1,585/mo
Today · 4.125%
HK$61,408
baseline
▲ 0.50% · 4.625%
HK$64,645
+HK$3,237/mo
Deposit HK$7.66M · loan HK$11.48M · min. income ≈ HK$122,816/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,097
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$62,998
−HK$1,931/mo
Today · 4.125%
HK$64,929
baseline
▲ 0.50% · 4.625%
HK$68,879
+HK$3,950/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$129,858/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,970
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,793
−HK$1,849/mo
Today · 4.125%
HK$71,642
baseline
▲ 0.50% · 4.625%
HK$75,419
+HK$3,777/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$143,284/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,554
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$80,997
−HK$2,483/mo
Today · 4.125%
HK$83,480
baseline
▲ 0.50% · 4.625%
HK$88,559
+HK$5,079/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$166,960/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,390
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$89,734
−HK$2,377/mo
Today · 4.125%
HK$92,111
baseline
▲ 0.50% · 4.625%
HK$96,967
+HK$4,856/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$184,222/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,697 · Scale 2, in force from 26 Feb 2026)