LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,642
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$44,999
−HK$1,380/mo
Today · 4.125%
HK$46,379
baseline
▲ 0.50% · 4.625%
HK$49,201
+HK$2,822/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,758/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,551
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,853
−HK$1,321/mo
Today · 4.125%
HK$51,174
baseline
▲ 0.50% · 4.625%
HK$53,872
+HK$2,698/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,348/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,370
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$53,999
−HK$1,655/mo
Today · 4.125%
HK$55,654
baseline
▲ 0.50% · 4.625%
HK$59,041
+HK$3,387/mo
Deposit HK$7.66M · loan HK$11.48M · min. income ≈ HK$111,308/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,261
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,824
−HK$1,585/mo
Today · 4.125%
HK$61,409
baseline
▲ 0.50% · 4.625%
HK$64,646
+HK$3,237/mo
Deposit HK$7.66M · loan HK$11.48M · min. income ≈ HK$122,818/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,099
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$62,999
−HK$1,931/mo
Today · 4.125%
HK$64,930
baseline
▲ 0.50% · 4.625%
HK$68,881
+HK$3,951/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$129,860/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,972
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,795
−HK$1,849/mo
Today · 4.125%
HK$71,644
baseline
▲ 0.50% · 4.625%
HK$75,420
+HK$3,776/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$143,288/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,556
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$80,999
−HK$2,483/mo
Today · 4.125%
HK$83,482
baseline
▲ 0.50% · 4.625%
HK$88,561
+HK$5,079/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$166,964/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,392
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$89,736
−HK$2,378/mo
Today · 4.125%
HK$92,114
baseline
▲ 0.50% · 4.625%
HK$96,969
+HK$4,855/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$184,228/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,715 · Scale 2, in force from 26 Feb 2026)