LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,644
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$45,001
−HK$1,380/mo
Today · 4.125%
HK$46,381
baseline
▲ 0.50% · 4.625%
HK$49,203
+HK$2,822/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,762/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,553
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,855
−HK$1,321/mo
Today · 4.125%
HK$51,176
baseline
▲ 0.50% · 4.625%
HK$53,874
+HK$2,698/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,352/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,372
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$54,002
−HK$1,655/mo
Today · 4.125%
HK$55,657
baseline
▲ 0.50% · 4.625%
HK$59,043
+HK$3,386/mo
Deposit HK$7.66M · loan HK$11.48M · min. income ≈ HK$111,314/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,264
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,826
−HK$1,586/mo
Today · 4.125%
HK$61,412
baseline
▲ 0.50% · 4.625%
HK$64,649
+HK$3,237/mo
Deposit HK$7.66M · loan HK$11.48M · min. income ≈ HK$122,824/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,101
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$63,002
−HK$1,931/mo
Today · 4.125%
HK$64,933
baseline
▲ 0.50% · 4.625%
HK$68,884
+HK$3,951/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$129,866/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,974
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$69,797
−HK$1,850/mo
Today · 4.125%
HK$71,647
baseline
▲ 0.50% · 4.625%
HK$75,423
+HK$3,776/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$143,294/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,559
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$81,002
−HK$2,483/mo
Today · 4.125%
HK$83,485
baseline
▲ 0.50% · 4.625%
HK$88,565
+HK$5,080/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$166,970/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,396
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$89,740
−HK$2,377/mo
Today · 4.125%
HK$92,117
baseline
▲ 0.50% · 4.625%
HK$96,973
+HK$4,856/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$184,234/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,744 · Scale 2, in force from 26 Feb 2026)