LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,646
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$45,004
−HK$1,379/mo
Today · 4.125%
HK$46,383
baseline
▲ 0.50% · 4.625%
HK$49,205
+HK$2,822/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,766/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,556
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,858
−HK$1,321/mo
Today · 4.125%
HK$51,179
baseline
▲ 0.50% · 4.625%
HK$53,877
+HK$2,698/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,358/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,375
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$54,004
−HK$1,656/mo
Today · 4.125%
HK$55,660
baseline
▲ 0.50% · 4.625%
HK$59,046
+HK$3,386/mo
Deposit HK$7.66M · loan HK$11.48M · min. income ≈ HK$111,320/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,267
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,830
−HK$1,585/mo
Today · 4.125%
HK$61,415
baseline
▲ 0.50% · 4.625%
HK$64,652
+HK$3,237/mo
Deposit HK$7.66M · loan HK$11.48M · min. income ≈ HK$122,830/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,104
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$63,005
−HK$1,931/mo
Today · 4.125%
HK$64,936
baseline
▲ 0.50% · 4.625%
HK$68,887
+HK$3,951/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$129,872/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,978
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$69,801
−HK$1,850/mo
Today · 4.125%
HK$71,651
baseline
▲ 0.50% · 4.625%
HK$75,427
+HK$3,776/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$143,302/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,563
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$81,006
−HK$2,483/mo
Today · 4.125%
HK$83,489
baseline
▲ 0.50% · 4.625%
HK$88,569
+HK$5,080/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$166,978/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,400
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$89,744
−HK$2,378/mo
Today · 4.125%
HK$92,122
baseline
▲ 0.50% · 4.625%
HK$96,978
+HK$4,856/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$184,244/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,781 · Scale 2, in force from 26 Feb 2026)