LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,649
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,007
−HK$1,380/mo
Today · 4.125%
HK$46,387
baseline
▲ 0.50% · 4.625%
HK$49,209
+HK$2,822/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,774/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,560
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,862
−HK$1,321/mo
Today · 4.125%
HK$51,183
baseline
▲ 0.50% · 4.625%
HK$53,881
+HK$2,698/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,366/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,379
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$54,009
−HK$1,655/mo
Today · 4.125%
HK$55,664
baseline
▲ 0.50% · 4.625%
HK$59,051
+HK$3,387/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$111,328/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,271
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,834
−HK$1,586/mo
Today · 4.125%
HK$61,420
baseline
▲ 0.50% · 4.625%
HK$64,657
+HK$3,237/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$122,840/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,109
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$63,010
−HK$1,931/mo
Today · 4.125%
HK$64,941
baseline
▲ 0.50% · 4.625%
HK$68,893
+HK$3,952/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$129,882/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,983
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$69,807
−HK$1,849/mo
Today · 4.125%
HK$71,656
baseline
▲ 0.50% · 4.625%
HK$75,433
+HK$3,777/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$143,312/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,569
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$81,013
−HK$2,483/mo
Today · 4.125%
HK$83,496
baseline
▲ 0.50% · 4.625%
HK$88,577
+HK$5,081/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$166,992/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,407
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$89,751
−HK$2,379/mo
Today · 4.125%
HK$92,130
baseline
▲ 0.50% · 4.625%
HK$96,986
+HK$4,856/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$184,260/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,838 · Scale 2, in force from 26 Feb 2026)