LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,650
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$45,008
−HK$1,379/mo
Today · 4.125%
HK$46,387
baseline
▲ 0.50% · 4.625%
HK$49,210
+HK$2,823/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,774/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,560
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,862
−HK$1,322/mo
Today · 4.125%
HK$51,184
baseline
▲ 0.50% · 4.625%
HK$53,882
+HK$2,698/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,368/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,380
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$54,009
−HK$1,656/mo
Today · 4.125%
HK$55,665
baseline
▲ 0.50% · 4.625%
HK$59,052
+HK$3,387/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$111,330/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,272
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,835
−HK$1,585/mo
Today · 4.125%
HK$61,420
baseline
▲ 0.50% · 4.625%
HK$64,658
+HK$3,238/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$122,840/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,110
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$63,011
−HK$1,931/mo
Today · 4.125%
HK$64,942
baseline
▲ 0.50% · 4.625%
HK$68,894
+HK$3,952/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$129,884/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,984
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$69,807
−HK$1,850/mo
Today · 4.125%
HK$71,657
baseline
▲ 0.50% · 4.625%
HK$75,434
+HK$3,777/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$143,314/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,570
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$81,014
−HK$2,483/mo
Today · 4.125%
HK$83,497
baseline
▲ 0.50% · 4.625%
HK$88,577
+HK$5,080/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$166,994/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,408
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$89,752
−HK$2,379/mo
Today · 4.125%
HK$92,131
baseline
▲ 0.50% · 4.625%
HK$96,987
+HK$4,856/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$184,262/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,846 · Scale 2, in force from 26 Feb 2026)