LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,650
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,008
−HK$1,380/mo
Today · 4.125%
HK$46,388
baseline
▲ 0.50% · 4.625%
HK$49,210
+HK$2,822/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,776/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,560
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,863
−HK$1,321/mo
Today · 4.125%
HK$51,184
baseline
▲ 0.50% · 4.625%
HK$53,882
+HK$2,698/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,368/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,380
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$54,010
−HK$1,655/mo
Today · 4.125%
HK$55,665
baseline
▲ 0.50% · 4.625%
HK$59,052
+HK$3,387/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$111,330/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,273
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,835
−HK$1,586/mo
Today · 4.125%
HK$61,421
baseline
▲ 0.50% · 4.625%
HK$64,658
+HK$3,237/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$122,842/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,110
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$63,011
−HK$1,932/mo
Today · 4.125%
HK$64,943
baseline
▲ 0.50% · 4.625%
HK$68,894
+HK$3,951/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$129,886/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,985
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$69,808
−HK$1,850/mo
Today · 4.125%
HK$71,658
baseline
▲ 0.50% · 4.625%
HK$75,435
+HK$3,777/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$143,316/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,570
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$81,014
−HK$2,484/mo
Today · 4.125%
HK$83,498
baseline
▲ 0.50% · 4.625%
HK$88,578
+HK$5,080/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$166,996/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,409
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$89,753
−HK$2,378/mo
Today · 4.125%
HK$92,131
baseline
▲ 0.50% · 4.625%
HK$96,988
+HK$4,857/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$184,262/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,852 · Scale 2, in force from 26 Feb 2026)