LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,652
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$45,010
−HK$1,379/mo
Today · 4.125%
HK$46,389
baseline
▲ 0.50% · 4.625%
HK$49,212
+HK$2,823/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,778/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,562
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,865
−HK$1,321/mo
Today · 4.125%
HK$51,186
baseline
▲ 0.50% · 4.625%
HK$53,884
+HK$2,698/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,372/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,382
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$54,011
−HK$1,656/mo
Today · 4.125%
HK$55,667
baseline
▲ 0.50% · 4.625%
HK$59,054
+HK$3,387/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$111,334/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$717,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,275
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,837
−HK$1,586/mo
Today · 4.125%
HK$61,423
baseline
▲ 0.50% · 4.625%
HK$64,661
+HK$3,238/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$122,846/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$717,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,112
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$63,013
−HK$1,932/mo
Today · 4.125%
HK$64,945
baseline
▲ 0.50% · 4.625%
HK$68,896
+HK$3,951/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$129,890/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,987
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$69,810
−HK$1,850/mo
Today · 4.125%
HK$71,660
baseline
▲ 0.50% · 4.625%
HK$75,437
+HK$3,777/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$143,320/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,573
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$81,017
−HK$2,483/mo
Today · 4.125%
HK$83,500
baseline
▲ 0.50% · 4.625%
HK$88,581
+HK$5,081/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$167,000/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,412
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$89,756
−HK$2,378/mo
Today · 4.125%
HK$92,134
baseline
▲ 0.50% · 4.625%
HK$96,991
+HK$4,857/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$184,268/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,876 · Scale 2, in force from 26 Feb 2026)