LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,653
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$45,010
−HK$1,380/mo
Today · 4.125%
HK$46,390
baseline
▲ 0.50% · 4.625%
HK$49,213
+HK$2,823/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,780/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,563
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,865
−HK$1,322/mo
Today · 4.125%
HK$51,187
baseline
▲ 0.50% · 4.625%
HK$53,885
+HK$2,698/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,374/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,383
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$54,012
−HK$1,656/mo
Today · 4.125%
HK$55,668
baseline
▲ 0.50% · 4.625%
HK$59,055
+HK$3,387/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$111,336/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$717,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,276
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,839
−HK$1,585/mo
Today · 4.125%
HK$61,424
baseline
▲ 0.50% · 4.625%
HK$64,662
+HK$3,238/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$122,848/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$717,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,114
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$63,015
−HK$1,931/mo
Today · 4.125%
HK$64,946
baseline
▲ 0.50% · 4.625%
HK$68,898
+HK$3,952/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$129,892/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,988
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$69,812
−HK$1,849/mo
Today · 4.125%
HK$71,661
baseline
▲ 0.50% · 4.625%
HK$75,439
+HK$3,778/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$143,322/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,575
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$81,019
−HK$2,483/mo
Today · 4.125%
HK$83,502
baseline
▲ 0.50% · 4.625%
HK$88,583
+HK$5,081/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$167,004/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,413
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$89,758
−HK$2,378/mo
Today · 4.125%
HK$92,136
baseline
▲ 0.50% · 4.625%
HK$96,993
+HK$4,857/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$184,272/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,889 · Scale 2, in force from 26 Feb 2026)