LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,653
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,011
−HK$1,380/mo
Today · 4.125%
HK$46,391
baseline
▲ 0.50% · 4.625%
HK$49,213
+HK$2,822/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,782/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,564
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,866
−HK$1,322/mo
Today · 4.125%
HK$51,188
baseline
▲ 0.50% · 4.625%
HK$53,886
+HK$2,698/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,376/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,384
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$54,013
−HK$1,656/mo
Today · 4.125%
HK$55,669
baseline
▲ 0.50% · 4.625%
HK$59,056
+HK$3,387/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$111,338/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$717,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,277
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,840
−HK$1,585/mo
Today · 4.125%
HK$61,425
baseline
▲ 0.50% · 4.625%
HK$64,663
+HK$3,238/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$122,850/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$717,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,115
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$63,016
−HK$1,931/mo
Today · 4.125%
HK$64,947
baseline
▲ 0.50% · 4.625%
HK$68,899
+HK$3,952/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$129,894/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,989
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$69,813
−HK$1,850/mo
Today · 4.125%
HK$71,663
baseline
▲ 0.50% · 4.625%
HK$75,440
+HK$3,777/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$143,326/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,576
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$81,020
−HK$2,483/mo
Today · 4.125%
HK$83,503
baseline
▲ 0.50% · 4.625%
HK$88,584
+HK$5,081/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$167,006/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,415
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$89,759
−HK$2,379/mo
Today · 4.125%
HK$92,138
baseline
▲ 0.50% · 4.625%
HK$96,994
+HK$4,856/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$184,276/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,901 · Scale 2, in force from 26 Feb 2026)