LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,657
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$45,015
−HK$1,379/mo
Today · 4.125%
HK$46,394
baseline
▲ 0.50% · 4.625%
HK$49,217
+HK$2,823/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,788/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,568
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,870
−HK$1,322/mo
Today · 4.125%
HK$51,192
baseline
▲ 0.50% · 4.625%
HK$53,890
+HK$2,698/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,384/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,388
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$54,018
−HK$1,655/mo
Today · 4.125%
HK$55,673
baseline
▲ 0.50% · 4.625%
HK$59,061
+HK$3,388/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$111,346/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$717,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,281
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,844
−HK$1,586/mo
Today · 4.125%
HK$61,430
baseline
▲ 0.50% · 4.625%
HK$64,668
+HK$3,238/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$122,860/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$717,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,120
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$63,021
−HK$1,931/mo
Today · 4.125%
HK$64,952
baseline
▲ 0.50% · 4.625%
HK$68,904
+HK$3,952/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$129,904/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,995
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$69,818
−HK$1,850/mo
Today · 4.125%
HK$71,668
baseline
▲ 0.50% · 4.625%
HK$75,446
+HK$3,778/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$143,336/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,582
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$81,027
−HK$2,483/mo
Today · 4.125%
HK$83,510
baseline
▲ 0.50% · 4.625%
HK$88,591
+HK$5,081/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$167,020/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,422
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$89,767
−HK$2,378/mo
Today · 4.125%
HK$92,145
baseline
▲ 0.50% · 4.625%
HK$97,002
+HK$4,857/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$184,290/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,960 · Scale 2, in force from 26 Feb 2026)