LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,661
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,019
−HK$1,380/mo
Today · 4.125%
HK$46,399
baseline
▲ 0.50% · 4.625%
HK$49,223
+HK$2,824/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,798/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$718,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,573
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,875
−HK$1,322/mo
Today · 4.125%
HK$51,197
baseline
▲ 0.50% · 4.625%
HK$53,896
+HK$2,699/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,394/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$718,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,394
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$54,023
−HK$1,656/mo
Today · 4.125%
HK$55,679
baseline
▲ 0.50% · 4.625%
HK$59,067
+HK$3,388/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$111,358/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,287
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,851
−HK$1,585/mo
Today · 4.125%
HK$61,436
baseline
▲ 0.50% · 4.625%
HK$64,675
+HK$3,239/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$122,872/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,126
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$63,027
−HK$1,932/mo
Today · 4.125%
HK$64,959
baseline
▲ 0.50% · 4.625%
HK$68,912
+HK$3,953/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$129,918/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$718,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,002
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$69,826
−HK$1,850/mo
Today · 4.125%
HK$71,676
baseline
▲ 0.50% · 4.625%
HK$75,454
+HK$3,778/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$143,352/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$718,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,590
−HK$4,929/mo
▼ 0.25% · 3.875%
HK$81,035
−HK$2,484/mo
Today · 4.125%
HK$83,519
baseline
▲ 0.50% · 4.625%
HK$88,601
+HK$5,082/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$167,038/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,431
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$89,776
−HK$2,379/mo
Today · 4.125%
HK$92,155
baseline
▲ 0.50% · 4.625%
HK$97,012
+HK$4,857/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$184,310/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,034 · Scale 2, in force from 26 Feb 2026)