LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,662
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,020
−HK$1,380/mo
Today · 4.125%
HK$46,400
baseline
▲ 0.50% · 4.625%
HK$49,223
+HK$2,823/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,800/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$718,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,573
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,876
−HK$1,321/mo
Today · 4.125%
HK$51,197
baseline
▲ 0.50% · 4.625%
HK$53,896
+HK$2,699/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,394/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$718,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,394
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$54,024
−HK$1,656/mo
Today · 4.125%
HK$55,680
baseline
▲ 0.50% · 4.625%
HK$59,068
+HK$3,388/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$111,360/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,288
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,851
−HK$1,586/mo
Today · 4.125%
HK$61,437
baseline
▲ 0.50% · 4.625%
HK$64,675
+HK$3,238/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$122,874/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,126
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$63,028
−HK$1,932/mo
Today · 4.125%
HK$64,960
baseline
▲ 0.50% · 4.625%
HK$68,912
+HK$3,952/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$129,920/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$718,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,003
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$69,826
−HK$1,850/mo
Today · 4.125%
HK$71,676
baseline
▲ 0.50% · 4.625%
HK$75,455
+HK$3,779/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$143,352/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$718,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,591
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$81,036
−HK$2,483/mo
Today · 4.125%
HK$83,519
baseline
▲ 0.50% · 4.625%
HK$88,601
+HK$5,082/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$167,038/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,432
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$89,777
−HK$2,378/mo
Today · 4.125%
HK$92,155
baseline
▲ 0.50% · 4.625%
HK$97,013
+HK$4,858/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$184,310/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,040 · Scale 2, in force from 26 Feb 2026)