LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,663
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,022
−HK$1,380/mo
Today · 4.125%
HK$46,402
baseline
▲ 0.50% · 4.625%
HK$49,225
+HK$2,823/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,804/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$718,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,575
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,878
−HK$1,322/mo
Today · 4.125%
HK$51,200
baseline
▲ 0.50% · 4.625%
HK$53,898
+HK$2,698/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,400/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$718,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,396
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$54,026
−HK$1,656/mo
Today · 4.125%
HK$55,682
baseline
▲ 0.50% · 4.625%
HK$59,070
+HK$3,388/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$111,364/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,290
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,853
−HK$1,586/mo
Today · 4.125%
HK$61,439
baseline
▲ 0.50% · 4.625%
HK$64,678
+HK$3,239/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$122,878/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,129
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$63,030
−HK$1,932/mo
Today · 4.125%
HK$64,962
baseline
▲ 0.50% · 4.625%
HK$68,915
+HK$3,953/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$129,924/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$718,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,005
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$69,829
−HK$1,850/mo
Today · 4.125%
HK$71,679
baseline
▲ 0.50% · 4.625%
HK$75,458
+HK$3,779/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$143,358/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$718,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,594
−HK$4,929/mo
▼ 0.25% · 3.875%
HK$81,039
−HK$2,484/mo
Today · 4.125%
HK$83,523
baseline
▲ 0.50% · 4.625%
HK$88,605
+HK$5,082/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$167,046/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,435
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$89,780
−HK$2,379/mo
Today · 4.125%
HK$92,159
baseline
▲ 0.50% · 4.625%
HK$97,017
+HK$4,858/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$184,318/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,068 · Scale 2, in force from 26 Feb 2026)