LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,665
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,023
−HK$1,380/mo
Today · 4.125%
HK$46,403
baseline
▲ 0.50% · 4.625%
HK$49,226
+HK$2,823/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,806/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$718,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,576
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,879
−HK$1,322/mo
Today · 4.125%
HK$51,201
baseline
▲ 0.50% · 4.625%
HK$53,900
+HK$2,699/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,402/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$718,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,398
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$54,027
−HK$1,656/mo
Today · 4.125%
HK$55,683
baseline
▲ 0.50% · 4.625%
HK$59,071
+HK$3,388/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$111,366/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,292
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,855
−HK$1,586/mo
Today · 4.125%
HK$61,441
baseline
▲ 0.50% · 4.625%
HK$64,680
+HK$3,239/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$122,882/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,130
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$63,032
−HK$1,932/mo
Today · 4.125%
HK$64,964
baseline
▲ 0.50% · 4.625%
HK$68,917
+HK$3,953/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$129,928/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$718,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,007
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$69,831
−HK$1,850/mo
Today · 4.125%
HK$71,681
baseline
▲ 0.50% · 4.625%
HK$75,460
+HK$3,779/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$143,362/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$718,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,596
−HK$4,929/mo
▼ 0.25% · 3.875%
HK$81,041
−HK$2,484/mo
Today · 4.125%
HK$83,525
baseline
▲ 0.50% · 4.625%
HK$88,607
+HK$5,082/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$167,050/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,438
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$89,783
−HK$2,379/mo
Today · 4.125%
HK$92,162
baseline
▲ 0.50% · 4.625%
HK$97,019
+HK$4,857/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$184,324/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,087 · Scale 2, in force from 26 Feb 2026)