LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,667
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,025
−HK$1,380/mo
Today · 4.125%
HK$46,405
baseline
▲ 0.50% · 4.625%
HK$49,229
+HK$2,824/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,810/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$718,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,579
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,882
−HK$1,321/mo
Today · 4.125%
HK$51,203
baseline
▲ 0.50% · 4.625%
HK$53,902
+HK$2,699/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,406/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$718,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,400
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$54,030
−HK$1,656/mo
Today · 4.125%
HK$55,686
baseline
▲ 0.50% · 4.625%
HK$59,074
+HK$3,388/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$111,372/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,294
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,858
−HK$1,586/mo
Today · 4.125%
HK$61,444
baseline
▲ 0.50% · 4.625%
HK$64,683
+HK$3,239/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$122,888/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,133
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$63,035
−HK$1,932/mo
Today · 4.125%
HK$64,967
baseline
▲ 0.50% · 4.625%
HK$68,920
+HK$3,953/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$129,934/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$718,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,010
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$69,834
−HK$1,850/mo
Today · 4.125%
HK$71,684
baseline
▲ 0.50% · 4.625%
HK$75,463
+HK$3,779/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$143,368/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$718,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,600
−HK$4,929/mo
▼ 0.25% · 3.875%
HK$81,045
−HK$2,484/mo
Today · 4.125%
HK$83,529
baseline
▲ 0.50% · 4.625%
HK$88,611
+HK$5,082/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$167,058/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,442
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$89,787
−HK$2,379/mo
Today · 4.125%
HK$92,166
baseline
▲ 0.50% · 4.625%
HK$97,024
+HK$4,858/mo
Deposit HK$1.91M · loan HK$17.23M · min. income ≈ HK$184,332/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,120 · Scale 2, in force from 26 Feb 2026)