LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,669
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,027
−HK$1,381/mo
Today · 4.125%
HK$46,408
baseline
▲ 0.50% · 4.625%
HK$49,231
+HK$2,823/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$92,816/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$718,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,581
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,884
−HK$1,322/mo
Today · 4.125%
HK$51,206
baseline
▲ 0.50% · 4.625%
HK$53,905
+HK$2,699/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$102,412/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$718,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,403
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$54,033
−HK$1,656/mo
Today · 4.125%
HK$55,689
baseline
▲ 0.50% · 4.625%
HK$59,078
+HK$3,389/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$111,378/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,298
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,861
−HK$1,586/mo
Today · 4.125%
HK$61,447
baseline
▲ 0.50% · 4.625%
HK$64,686
+HK$3,239/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$122,894/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,137
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$63,038
−HK$1,933/mo
Today · 4.125%
HK$64,971
baseline
▲ 0.50% · 4.625%
HK$68,924
+HK$3,953/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$129,942/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$718,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,014
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$69,838
−HK$1,851/mo
Today · 4.125%
HK$71,689
baseline
▲ 0.50% · 4.625%
HK$75,467
+HK$3,778/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$143,378/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$718,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,604
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$81,049
−HK$2,485/mo
Today · 4.125%
HK$83,534
baseline
▲ 0.50% · 4.625%
HK$88,616
+HK$5,082/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$167,068/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,447
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$89,792
−HK$2,379/mo
Today · 4.125%
HK$92,171
baseline
▲ 0.50% · 4.625%
HK$97,030
+HK$4,859/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$184,342/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,162 · Scale 2, in force from 26 Feb 2026)