LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,670
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,029
−HK$1,380/mo
Today · 4.125%
HK$46,409
baseline
▲ 0.50% · 4.625%
HK$49,233
+HK$2,824/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$92,818/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$718,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,583
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,886
−HK$1,322/mo
Today · 4.125%
HK$51,208
baseline
▲ 0.50% · 4.625%
HK$53,907
+HK$2,699/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$102,416/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$718,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,405
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$54,035
−HK$1,656/mo
Today · 4.125%
HK$55,691
baseline
▲ 0.50% · 4.625%
HK$59,079
+HK$3,388/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$111,382/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,299
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,863
−HK$1,586/mo
Today · 4.125%
HK$61,449
baseline
▲ 0.50% · 4.625%
HK$64,688
+HK$3,239/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$122,898/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,139
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$63,040
−HK$1,933/mo
Today · 4.125%
HK$64,973
baseline
▲ 0.50% · 4.625%
HK$68,926
+HK$3,953/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$129,946/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$718,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,016
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$69,840
−HK$1,851/mo
Today · 4.125%
HK$71,691
baseline
▲ 0.50% · 4.625%
HK$75,470
+HK$3,779/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$143,382/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$718,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,607
−HK$4,929/mo
▼ 0.25% · 3.875%
HK$81,052
−HK$2,484/mo
Today · 4.125%
HK$83,536
baseline
▲ 0.50% · 4.625%
HK$88,619
+HK$5,083/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$167,072/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,449
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$89,795
−HK$2,379/mo
Today · 4.125%
HK$92,174
baseline
▲ 0.50% · 4.625%
HK$97,032
+HK$4,858/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$184,348/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,183 · Scale 2, in force from 26 Feb 2026)