LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,672
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,030
−HK$1,381/mo
Today · 4.125%
HK$46,411
baseline
▲ 0.50% · 4.625%
HK$49,235
+HK$2,824/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$92,822/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$718,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,585
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,888
−HK$1,321/mo
Today · 4.125%
HK$51,209
baseline
▲ 0.50% · 4.625%
HK$53,909
+HK$2,700/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$102,418/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$718,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,406
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,036
−HK$1,657/mo
Today · 4.125%
HK$55,693
baseline
▲ 0.50% · 4.625%
HK$59,081
+HK$3,388/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$111,386/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,302
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,865
−HK$1,586/mo
Today · 4.125%
HK$61,451
baseline
▲ 0.50% · 4.625%
HK$64,691
+HK$3,240/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$122,902/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,141
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$63,043
−HK$1,932/mo
Today · 4.125%
HK$64,975
baseline
▲ 0.50% · 4.625%
HK$68,928
+HK$3,953/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$129,950/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$718,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,018
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$69,843
−HK$1,850/mo
Today · 4.125%
HK$71,693
baseline
▲ 0.50% · 4.625%
HK$75,472
+HK$3,779/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$143,386/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$718,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,609
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$81,055
−HK$2,484/mo
Today · 4.125%
HK$83,539
baseline
▲ 0.50% · 4.625%
HK$88,622
+HK$5,083/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$167,078/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,452
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$89,798
−HK$2,379/mo
Today · 4.125%
HK$92,177
baseline
▲ 0.50% · 4.625%
HK$97,036
+HK$4,859/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$184,354/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,208 · Scale 2, in force from 26 Feb 2026)