LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,673
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,031
−HK$1,380/mo
Today · 4.125%
HK$46,411
baseline
▲ 0.50% · 4.625%
HK$49,236
+HK$2,825/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$92,822/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$718,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,586
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,889
−HK$1,321/mo
Today · 4.125%
HK$51,210
baseline
▲ 0.50% · 4.625%
HK$53,910
+HK$2,700/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$102,420/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$718,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,407
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,038
−HK$1,656/mo
Today · 4.125%
HK$55,694
baseline
▲ 0.50% · 4.625%
HK$59,083
+HK$3,389/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$111,388/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,303
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,866
−HK$1,587/mo
Today · 4.125%
HK$61,453
baseline
▲ 0.50% · 4.625%
HK$64,692
+HK$3,239/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$122,906/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,142
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$63,044
−HK$1,932/mo
Today · 4.125%
HK$64,976
baseline
▲ 0.50% · 4.625%
HK$68,930
+HK$3,954/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$129,952/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$718,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,020
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$69,844
−HK$1,851/mo
Today · 4.125%
HK$71,695
baseline
▲ 0.50% · 4.625%
HK$75,474
+HK$3,779/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$143,390/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$718,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,611
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$81,056
−HK$2,485/mo
Today · 4.125%
HK$83,541
baseline
▲ 0.50% · 4.625%
HK$88,624
+HK$5,083/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$167,082/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,454
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$89,799
−HK$2,380/mo
Today · 4.125%
HK$92,179
baseline
▲ 0.50% · 4.625%
HK$97,038
+HK$4,859/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$184,358/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,223 · Scale 2, in force from 26 Feb 2026)