LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,677
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,036
−HK$1,380/mo
Today · 4.125%
HK$46,416
baseline
▲ 0.50% · 4.625%
HK$49,241
+HK$2,825/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$92,832/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,591
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,894
−HK$1,322/mo
Today · 4.125%
HK$51,216
baseline
▲ 0.50% · 4.625%
HK$53,915
+HK$2,699/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$102,432/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,413
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$54,043
−HK$1,656/mo
Today · 4.125%
HK$55,699
baseline
▲ 0.50% · 4.625%
HK$59,089
+HK$3,390/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$111,398/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,309
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,872
−HK$1,587/mo
Today · 4.125%
HK$61,459
baseline
▲ 0.50% · 4.625%
HK$64,698
+HK$3,239/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$122,918/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,148
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$63,050
−HK$1,933/mo
Today · 4.125%
HK$64,983
baseline
▲ 0.50% · 4.625%
HK$68,937
+HK$3,954/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$129,966/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$718,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,027
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$69,851
−HK$1,851/mo
Today · 4.125%
HK$71,702
baseline
▲ 0.50% · 4.625%
HK$75,482
+HK$3,780/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$143,404/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$718,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,619
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$81,065
−HK$2,484/mo
Today · 4.125%
HK$83,549
baseline
▲ 0.50% · 4.625%
HK$88,633
+HK$5,084/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$167,098/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,463
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$89,809
−HK$2,379/mo
Today · 4.125%
HK$92,188
baseline
▲ 0.50% · 4.625%
HK$97,048
+HK$4,860/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$184,376/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,296 · Scale 2, in force from 26 Feb 2026)