LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,678
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,037
−HK$1,380/mo
Today · 4.125%
HK$46,417
baseline
▲ 0.50% · 4.625%
HK$49,241
+HK$2,824/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$92,834/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,591
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$49,895
−HK$1,322/mo
Today · 4.125%
HK$51,217
baseline
▲ 0.50% · 4.625%
HK$53,916
+HK$2,699/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$102,434/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,414
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$54,044
−HK$1,656/mo
Today · 4.125%
HK$55,700
baseline
▲ 0.50% · 4.625%
HK$59,090
+HK$3,390/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$111,400/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,310
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,873
−HK$1,587/mo
Today · 4.125%
HK$61,460
baseline
▲ 0.50% · 4.625%
HK$64,700
+HK$3,240/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$122,920/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,149
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$63,051
−HK$1,933/mo
Today · 4.125%
HK$64,984
baseline
▲ 0.50% · 4.625%
HK$68,938
+HK$3,954/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$129,968/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$718,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,028
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$69,852
−HK$1,851/mo
Today · 4.125%
HK$71,703
baseline
▲ 0.50% · 4.625%
HK$75,483
+HK$3,780/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$143,406/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$718,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,620
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$81,066
−HK$2,485/mo
Today · 4.125%
HK$83,551
baseline
▲ 0.50% · 4.625%
HK$88,634
+HK$5,083/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$167,102/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,464
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$89,810
−HK$2,380/mo
Today · 4.125%
HK$92,190
baseline
▲ 0.50% · 4.625%
HK$97,049
+HK$4,859/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$184,380/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,308 · Scale 2, in force from 26 Feb 2026)