LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,679
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,038
−HK$1,380/mo
Today · 4.125%
HK$46,418
baseline
▲ 0.50% · 4.625%
HK$49,242
+HK$2,824/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$92,836/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,592
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$49,896
−HK$1,322/mo
Today · 4.125%
HK$51,218
baseline
▲ 0.50% · 4.625%
HK$53,917
+HK$2,699/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$102,436/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,415
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,045
−HK$1,657/mo
Today · 4.125%
HK$55,702
baseline
▲ 0.50% · 4.625%
HK$59,091
+HK$3,389/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$111,404/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,311
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,875
−HK$1,586/mo
Today · 4.125%
HK$61,461
baseline
▲ 0.50% · 4.625%
HK$64,701
+HK$3,240/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$122,922/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,151
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$63,053
−HK$1,932/mo
Today · 4.125%
HK$64,985
baseline
▲ 0.50% · 4.625%
HK$68,939
+HK$3,954/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$129,970/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$718,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,029
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$69,854
−HK$1,851/mo
Today · 4.125%
HK$71,705
baseline
▲ 0.50% · 4.625%
HK$75,484
+HK$3,779/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$143,410/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$718,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,622
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$81,068
−HK$2,484/mo
Today · 4.125%
HK$83,552
baseline
▲ 0.50% · 4.625%
HK$88,636
+HK$5,084/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$167,104/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,466
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$89,812
−HK$2,380/mo
Today · 4.125%
HK$92,192
baseline
▲ 0.50% · 4.625%
HK$97,051
+HK$4,859/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$184,384/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,324 · Scale 2, in force from 26 Feb 2026)