LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,681
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,039
−HK$1,381/mo
Today · 4.125%
HK$46,420
baseline
▲ 0.50% · 4.625%
HK$49,244
+HK$2,824/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$92,840/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,594
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$49,897
−HK$1,323/mo
Today · 4.125%
HK$51,220
baseline
▲ 0.50% · 4.625%
HK$53,919
+HK$2,699/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$102,440/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,417
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,047
−HK$1,657/mo
Today · 4.125%
HK$55,704
baseline
▲ 0.50% · 4.625%
HK$59,093
+HK$3,389/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$111,408/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,313
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,877
−HK$1,587/mo
Today · 4.125%
HK$61,464
baseline
▲ 0.50% · 4.625%
HK$64,703
+HK$3,239/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$122,928/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,153
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$63,055
−HK$1,933/mo
Today · 4.125%
HK$64,988
baseline
▲ 0.50% · 4.625%
HK$68,942
+HK$3,954/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$129,976/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,032
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$69,856
−HK$1,851/mo
Today · 4.125%
HK$71,707
baseline
▲ 0.50% · 4.625%
HK$75,487
+HK$3,780/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$143,414/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,625
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$81,071
−HK$2,485/mo
Today · 4.125%
HK$83,556
baseline
▲ 0.50% · 4.625%
HK$88,640
+HK$5,084/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$167,112/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,470
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$89,815
−HK$2,380/mo
Today · 4.125%
HK$92,195
baseline
▲ 0.50% · 4.625%
HK$97,055
+HK$4,860/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$184,390/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,350 · Scale 2, in force from 26 Feb 2026)