LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,681
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,040
−HK$1,380/mo
Today · 4.125%
HK$46,420
baseline
▲ 0.50% · 4.625%
HK$49,245
+HK$2,825/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$92,840/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,595
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,898
−HK$1,322/mo
Today · 4.125%
HK$51,220
baseline
▲ 0.50% · 4.625%
HK$53,920
+HK$2,700/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$102,440/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,417
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,048
−HK$1,656/mo
Today · 4.125%
HK$55,704
baseline
▲ 0.50% · 4.625%
HK$59,094
+HK$3,390/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$111,408/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,314
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,878
−HK$1,586/mo
Today · 4.125%
HK$61,464
baseline
▲ 0.50% · 4.625%
HK$64,704
+HK$3,240/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$122,928/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,153
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$63,056
−HK$1,932/mo
Today · 4.125%
HK$64,988
baseline
▲ 0.50% · 4.625%
HK$68,943
+HK$3,955/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$129,976/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,033
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$69,857
−HK$1,851/mo
Today · 4.125%
HK$71,708
baseline
▲ 0.50% · 4.625%
HK$75,488
+HK$3,780/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$143,416/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,626
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$81,071
−HK$2,485/mo
Today · 4.125%
HK$83,556
baseline
▲ 0.50% · 4.625%
HK$88,641
+HK$5,085/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$167,112/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,470
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$89,816
−HK$2,380/mo
Today · 4.125%
HK$92,196
baseline
▲ 0.50% · 4.625%
HK$97,056
+HK$4,860/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$184,392/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,357 · Scale 2, in force from 26 Feb 2026)