LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,683
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,041
−HK$1,381/mo
Today · 4.125%
HK$46,422
baseline
▲ 0.50% · 4.625%
HK$49,246
+HK$2,824/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$92,844/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,596
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$49,900
−HK$1,322/mo
Today · 4.125%
HK$51,222
baseline
▲ 0.50% · 4.625%
HK$53,922
+HK$2,700/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$102,444/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,419
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,050
−HK$1,656/mo
Today · 4.125%
HK$55,706
baseline
▲ 0.50% · 4.625%
HK$59,096
+HK$3,390/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$111,412/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,316
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,880
−HK$1,586/mo
Today · 4.125%
HK$61,466
baseline
▲ 0.50% · 4.625%
HK$64,706
+HK$3,240/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$122,932/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,156
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$63,058
−HK$1,933/mo
Today · 4.125%
HK$64,991
baseline
▲ 0.50% · 4.625%
HK$68,945
+HK$3,954/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$129,982/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,035
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$69,860
−HK$1,851/mo
Today · 4.125%
HK$71,711
baseline
▲ 0.50% · 4.625%
HK$75,491
+HK$3,780/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$143,422/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,629
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$81,074
−HK$2,485/mo
Today · 4.125%
HK$83,559
baseline
▲ 0.50% · 4.625%
HK$88,644
+HK$5,085/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$167,118/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,473
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$89,819
−HK$2,380/mo
Today · 4.125%
HK$92,199
baseline
▲ 0.50% · 4.625%
HK$97,059
+HK$4,860/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$184,398/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,382 · Scale 2, in force from 26 Feb 2026)