LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,684
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,043
−HK$1,381/mo
Today · 4.125%
HK$46,424
baseline
▲ 0.50% · 4.625%
HK$49,248
+HK$2,824/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$92,848/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,598
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$49,902
−HK$1,322/mo
Today · 4.125%
HK$51,224
baseline
▲ 0.50% · 4.625%
HK$53,924
+HK$2,700/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$102,448/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,421
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,052
−HK$1,656/mo
Today · 4.125%
HK$55,708
baseline
▲ 0.50% · 4.625%
HK$59,098
+HK$3,390/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$111,416/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,318
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,882
−HK$1,587/mo
Today · 4.125%
HK$61,469
baseline
▲ 0.50% · 4.625%
HK$64,709
+HK$3,240/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$122,938/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,158
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$63,060
−HK$1,933/mo
Today · 4.125%
HK$64,993
baseline
▲ 0.50% · 4.625%
HK$68,948
+HK$3,955/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$129,986/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,038
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$69,862
−HK$1,851/mo
Today · 4.125%
HK$71,713
baseline
▲ 0.50% · 4.625%
HK$75,494
+HK$3,781/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$143,426/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,632
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$81,077
−HK$2,485/mo
Today · 4.125%
HK$83,562
baseline
▲ 0.50% · 4.625%
HK$88,647
+HK$5,085/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$167,124/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,477
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$89,823
−HK$2,380/mo
Today · 4.125%
HK$92,203
baseline
▲ 0.50% · 4.625%
HK$97,063
+HK$4,860/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$184,406/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,410 · Scale 2, in force from 26 Feb 2026)