LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,686
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,044
−HK$1,381/mo
Today · 4.125%
HK$46,425
baseline
▲ 0.50% · 4.625%
HK$49,250
+HK$2,825/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$92,850/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,600
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,903
−HK$1,322/mo
Today · 4.125%
HK$51,225
baseline
▲ 0.50% · 4.625%
HK$53,926
+HK$2,701/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$102,450/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,423
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,053
−HK$1,657/mo
Today · 4.125%
HK$55,710
baseline
▲ 0.50% · 4.625%
HK$59,100
+HK$3,390/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$111,420/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,320
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,884
−HK$1,586/mo
Today · 4.125%
HK$61,470
baseline
▲ 0.50% · 4.625%
HK$64,711
+HK$3,241/mo
Deposit HK$7.66M · loan HK$11.49M · min. income ≈ HK$122,940/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,160
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$63,062
−HK$1,933/mo
Today · 4.125%
HK$64,995
baseline
▲ 0.50% · 4.625%
HK$68,950
+HK$3,955/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$129,990/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,040
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$69,864
−HK$1,852/mo
Today · 4.125%
HK$71,716
baseline
▲ 0.50% · 4.625%
HK$75,496
+HK$3,780/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$143,432/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,634
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$81,080
−HK$2,485/mo
Today · 4.125%
HK$83,565
baseline
▲ 0.50% · 4.625%
HK$88,650
+HK$5,085/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$167,130/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,479
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$89,826
−HK$2,380/mo
Today · 4.125%
HK$92,206
baseline
▲ 0.50% · 4.625%
HK$97,066
+HK$4,860/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$184,412/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,431 · Scale 2, in force from 26 Feb 2026)