LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,689
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,048
−HK$1,381/mo
Today · 4.125%
HK$46,429
baseline
▲ 0.50% · 4.625%
HK$49,254
+HK$2,825/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$92,858/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,604
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,907
−HK$1,322/mo
Today · 4.125%
HK$51,229
baseline
▲ 0.50% · 4.625%
HK$53,930
+HK$2,701/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$102,458/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,427
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,058
−HK$1,656/mo
Today · 4.125%
HK$55,714
baseline
▲ 0.50% · 4.625%
HK$59,104
+HK$3,390/mo
Deposit HK$7.66M · loan HK$11.50M · min. income ≈ HK$111,428/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,324
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,888
−HK$1,587/mo
Today · 4.125%
HK$61,475
baseline
▲ 0.50% · 4.625%
HK$64,716
+HK$3,241/mo
Deposit HK$7.66M · loan HK$11.50M · min. income ≈ HK$122,950/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,165
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$63,067
−HK$1,933/mo
Today · 4.125%
HK$65,000
baseline
▲ 0.50% · 4.625%
HK$68,955
+HK$3,955/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$130,000/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,045
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$69,870
−HK$1,851/mo
Today · 4.125%
HK$71,721
baseline
▲ 0.50% · 4.625%
HK$75,502
+HK$3,781/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$143,442/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,640
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$81,086
−HK$2,486/mo
Today · 4.125%
HK$83,572
baseline
▲ 0.50% · 4.625%
HK$88,657
+HK$5,085/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$167,144/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,486
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$89,833
−HK$2,380/mo
Today · 4.125%
HK$92,213
baseline
▲ 0.50% · 4.625%
HK$97,074
+HK$4,861/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$184,426/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,488 · Scale 2, in force from 26 Feb 2026)