LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,689
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,048
−HK$1,381/mo
Today · 4.125%
HK$46,429
baseline
▲ 0.50% · 4.625%
HK$49,254
+HK$2,825/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$92,858/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,604
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$49,908
−HK$1,322/mo
Today · 4.125%
HK$51,230
baseline
▲ 0.50% · 4.625%
HK$53,930
+HK$2,700/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$102,460/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,427
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$54,058
−HK$1,657/mo
Today · 4.125%
HK$55,715
baseline
▲ 0.50% · 4.625%
HK$59,105
+HK$3,390/mo
Deposit HK$7.66M · loan HK$11.50M · min. income ≈ HK$111,430/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,325
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,889
−HK$1,587/mo
Today · 4.125%
HK$61,476
baseline
▲ 0.50% · 4.625%
HK$64,716
+HK$3,240/mo
Deposit HK$7.66M · loan HK$11.50M · min. income ≈ HK$122,952/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,165
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$63,068
−HK$1,933/mo
Today · 4.125%
HK$65,001
baseline
▲ 0.50% · 4.625%
HK$68,956
+HK$3,955/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$130,002/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,046
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$69,871
−HK$1,851/mo
Today · 4.125%
HK$71,722
baseline
▲ 0.50% · 4.625%
HK$75,502
+HK$3,780/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$143,444/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,641
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$81,087
−HK$2,485/mo
Today · 4.125%
HK$83,572
baseline
▲ 0.50% · 4.625%
HK$88,658
+HK$5,086/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$167,144/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,487
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$89,834
−HK$2,380/mo
Today · 4.125%
HK$92,214
baseline
▲ 0.50% · 4.625%
HK$97,075
+HK$4,861/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$184,428/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,495 · Scale 2, in force from 26 Feb 2026)