LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,691
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,050
−HK$1,381/mo
Today · 4.125%
HK$46,431
baseline
▲ 0.50% · 4.625%
HK$49,256
+HK$2,825/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$92,862/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,606
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$49,909
−HK$1,323/mo
Today · 4.125%
HK$51,232
baseline
▲ 0.50% · 4.625%
HK$53,932
+HK$2,700/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$102,464/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,429
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$54,060
−HK$1,657/mo
Today · 4.125%
HK$55,717
baseline
▲ 0.50% · 4.625%
HK$59,107
+HK$3,390/mo
Deposit HK$7.66M · loan HK$11.50M · min. income ≈ HK$111,434/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,327
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,891
−HK$1,587/mo
Today · 4.125%
HK$61,478
baseline
▲ 0.50% · 4.625%
HK$64,719
+HK$3,241/mo
Deposit HK$7.66M · loan HK$11.50M · min. income ≈ HK$122,956/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,167
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$63,070
−HK$1,933/mo
Today · 4.125%
HK$65,003
baseline
▲ 0.50% · 4.625%
HK$68,958
+HK$3,955/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$130,006/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,048
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$69,873
−HK$1,852/mo
Today · 4.125%
HK$71,725
baseline
▲ 0.50% · 4.625%
HK$75,505
+HK$3,780/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$143,450/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,644
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$81,090
−HK$2,486/mo
Today · 4.125%
HK$83,576
baseline
▲ 0.50% · 4.625%
HK$88,661
+HK$5,085/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$167,152/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,490
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$89,837
−HK$2,380/mo
Today · 4.125%
HK$92,217
baseline
▲ 0.50% · 4.625%
HK$97,078
+HK$4,861/mo
Deposit HK$1.92M · loan HK$17.24M · min. income ≈ HK$184,434/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,522 · Scale 2, in force from 26 Feb 2026)