LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,693
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,052
−HK$1,381/mo
Today · 4.125%
HK$46,433
baseline
▲ 0.50% · 4.625%
HK$49,258
+HK$2,825/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$92,866/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,608
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$49,912
−HK$1,322/mo
Today · 4.125%
HK$51,234
baseline
▲ 0.50% · 4.625%
HK$53,935
+HK$2,701/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$102,468/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,431
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$54,062
−HK$1,657/mo
Today · 4.125%
HK$55,719
baseline
▲ 0.50% · 4.625%
HK$59,110
+HK$3,391/mo
Deposit HK$7.66M · loan HK$11.50M · min. income ≈ HK$111,438/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,330
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,894
−HK$1,587/mo
Today · 4.125%
HK$61,481
baseline
▲ 0.50% · 4.625%
HK$64,722
+HK$3,241/mo
Deposit HK$7.66M · loan HK$11.50M · min. income ≈ HK$122,962/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,170
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$63,073
−HK$1,933/mo
Today · 4.125%
HK$65,006
baseline
▲ 0.50% · 4.625%
HK$68,961
+HK$3,955/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$130,012/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,051
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$69,876
−HK$1,852/mo
Today · 4.125%
HK$71,728
baseline
▲ 0.50% · 4.625%
HK$75,509
+HK$3,781/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$143,456/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,647
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$81,094
−HK$2,485/mo
Today · 4.125%
HK$83,579
baseline
▲ 0.50% · 4.625%
HK$88,665
+HK$5,086/mo
Deposit HK$1.92M · loan HK$17.25M · min. income ≈ HK$167,158/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,494
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$89,841
−HK$2,380/mo
Today · 4.125%
HK$92,221
baseline
▲ 0.50% · 4.625%
HK$97,082
+HK$4,861/mo
Deposit HK$1.92M · loan HK$17.25M · min. income ≈ HK$184,442/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,553 · Scale 2, in force from 26 Feb 2026)