LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,697
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,056
−HK$1,381/mo
Today · 4.125%
HK$46,437
baseline
▲ 0.50% · 4.625%
HK$49,263
+HK$2,826/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$92,874/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,613
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$49,916
−HK$1,323/mo
Today · 4.125%
HK$51,239
baseline
▲ 0.50% · 4.625%
HK$53,940
+HK$2,701/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$102,478/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,437
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$54,068
−HK$1,657/mo
Today · 4.125%
HK$55,725
baseline
▲ 0.50% · 4.625%
HK$59,116
+HK$3,391/mo
Deposit HK$7.67M · loan HK$11.50M · min. income ≈ HK$111,450/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,335
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$59,900
−HK$1,587/mo
Today · 4.125%
HK$61,487
baseline
▲ 0.50% · 4.625%
HK$64,728
+HK$3,241/mo
Deposit HK$7.67M · loan HK$11.50M · min. income ≈ HK$122,974/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,176
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$63,079
−HK$1,933/mo
Today · 4.125%
HK$65,012
baseline
▲ 0.50% · 4.625%
HK$68,968
+HK$3,956/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$130,024/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,058
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$69,883
−HK$1,852/mo
Today · 4.125%
HK$71,735
baseline
▲ 0.50% · 4.625%
HK$75,516
+HK$3,781/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$143,470/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,655
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$81,102
−HK$2,485/mo
Today · 4.125%
HK$83,587
baseline
▲ 0.50% · 4.625%
HK$88,673
+HK$5,086/mo
Deposit HK$1.92M · loan HK$17.25M · min. income ≈ HK$167,174/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,503
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$89,850
−HK$2,380/mo
Today · 4.125%
HK$92,230
baseline
▲ 0.50% · 4.625%
HK$97,092
+HK$4,862/mo
Deposit HK$1.92M · loan HK$17.25M · min. income ≈ HK$184,460/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$718,623 · Scale 2, in force from 26 Feb 2026)