LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,699
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$45,059
−HK$1,381/mo
Today · 4.125%
HK$46,440
baseline
▲ 0.50% · 4.625%
HK$49,265
+HK$2,825/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$92,880/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,615
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,919
−HK$1,323/mo
Today · 4.125%
HK$51,242
baseline
▲ 0.50% · 4.625%
HK$53,943
+HK$2,701/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$102,484/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,439
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,070
−HK$1,658/mo
Today · 4.125%
HK$55,728
baseline
▲ 0.50% · 4.625%
HK$59,118
+HK$3,390/mo
Deposit HK$7.67M · loan HK$11.50M · min. income ≈ HK$111,456/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,338
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$59,903
−HK$1,587/mo
Today · 4.125%
HK$61,490
baseline
▲ 0.50% · 4.625%
HK$64,731
+HK$3,241/mo
Deposit HK$7.67M · loan HK$11.50M · min. income ≈ HK$122,980/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,179
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$63,082
−HK$1,934/mo
Today · 4.125%
HK$65,016
baseline
▲ 0.50% · 4.625%
HK$68,972
+HK$3,956/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$130,032/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,061
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$69,886
−HK$1,852/mo
Today · 4.125%
HK$71,738
baseline
▲ 0.50% · 4.625%
HK$75,520
+HK$3,782/mo
Deposit HK$5.75M · loan HK$13.41M · min. income ≈ HK$143,476/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,659
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$81,106
−HK$2,485/mo
Today · 4.125%
HK$83,591
baseline
▲ 0.50% · 4.625%
HK$88,678
+HK$5,087/mo
Deposit HK$1.92M · loan HK$17.25M · min. income ≈ HK$167,182/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$718,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,507
−HK$4,728/mo
▼ 0.25% · 3.875%
HK$89,854
−HK$2,381/mo
Today · 4.125%
HK$92,235
baseline
▲ 0.50% · 4.625%
HK$97,097
+HK$4,862/mo
Deposit HK$1.92M · loan HK$17.25M · min. income ≈ HK$184,470/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$718,659 · Scale 2, in force from 26 Feb 2026)