LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,702
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,061
−HK$1,381/mo
Today · 4.125%
HK$46,442
baseline
▲ 0.50% · 4.625%
HK$49,268
+HK$2,826/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$92,884/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,618
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$49,922
−HK$1,322/mo
Today · 4.125%
HK$51,244
baseline
▲ 0.50% · 4.625%
HK$53,945
+HK$2,701/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$102,488/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,442
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,073
−HK$1,658/mo
Today · 4.125%
HK$55,731
baseline
▲ 0.50% · 4.625%
HK$59,122
+HK$3,391/mo
Deposit HK$7.67M · loan HK$11.50M · min. income ≈ HK$111,462/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,341
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$59,906
−HK$1,587/mo
Today · 4.125%
HK$61,493
baseline
▲ 0.50% · 4.625%
HK$64,735
+HK$3,242/mo
Deposit HK$7.67M · loan HK$11.50M · min. income ≈ HK$122,986/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$718,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,182
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$63,085
−HK$1,934/mo
Today · 4.125%
HK$65,019
baseline
▲ 0.50% · 4.625%
HK$68,975
+HK$3,956/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$130,038/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,065
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$69,890
−HK$1,852/mo
Today · 4.125%
HK$71,742
baseline
▲ 0.50% · 4.625%
HK$75,524
+HK$3,782/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$143,484/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,663
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$81,110
−HK$2,486/mo
Today · 4.125%
HK$83,596
baseline
▲ 0.50% · 4.625%
HK$88,682
+HK$5,086/mo
Deposit HK$1.92M · loan HK$17.25M · min. income ≈ HK$167,192/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$718,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,512
−HK$4,728/mo
▼ 0.25% · 3.875%
HK$89,859
−HK$2,381/mo
Today · 4.125%
HK$92,240
baseline
▲ 0.50% · 4.625%
HK$97,102
+HK$4,862/mo
Deposit HK$1.92M · loan HK$17.25M · min. income ≈ HK$184,480/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$718,697 · Scale 2, in force from 26 Feb 2026)