LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,703
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$45,063
−HK$1,381/mo
Today · 4.125%
HK$46,444
baseline
▲ 0.50% · 4.625%
HK$49,270
+HK$2,826/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$92,888/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,620
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$49,923
−HK$1,323/mo
Today · 4.125%
HK$51,246
baseline
▲ 0.50% · 4.625%
HK$53,948
+HK$2,702/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$102,492/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,444
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,075
−HK$1,658/mo
Today · 4.125%
HK$55,733
baseline
▲ 0.50% · 4.625%
HK$59,124
+HK$3,391/mo
Deposit HK$7.67M · loan HK$11.50M · min. income ≈ HK$111,466/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$718,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,343
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,908
−HK$1,588/mo
Today · 4.125%
HK$61,496
baseline
▲ 0.50% · 4.625%
HK$64,737
+HK$3,241/mo
Deposit HK$7.67M · loan HK$11.50M · min. income ≈ HK$122,992/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$718,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,185
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$63,088
−HK$1,933/mo
Today · 4.125%
HK$65,021
baseline
▲ 0.50% · 4.625%
HK$68,978
+HK$3,957/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$130,042/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,067
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$69,893
−HK$1,852/mo
Today · 4.125%
HK$71,745
baseline
▲ 0.50% · 4.625%
HK$75,527
+HK$3,782/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$143,490/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,666
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$81,113
−HK$2,486/mo
Today · 4.125%
HK$83,599
baseline
▲ 0.50% · 4.625%
HK$88,686
+HK$5,087/mo
Deposit HK$1.92M · loan HK$17.25M · min. income ≈ HK$167,198/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$718,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,515
−HK$4,728/mo
▼ 0.25% · 3.875%
HK$89,862
−HK$2,381/mo
Today · 4.125%
HK$92,243
baseline
▲ 0.50% · 4.625%
HK$97,106
+HK$4,863/mo
Deposit HK$1.92M · loan HK$17.25M · min. income ≈ HK$184,486/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$718,724 · Scale 2, in force from 26 Feb 2026)