LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,705
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,064
−HK$1,381/mo
Today · 4.125%
HK$46,445
baseline
▲ 0.50% · 4.625%
HK$49,271
+HK$2,826/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$92,890/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,621
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,925
−HK$1,323/mo
Today · 4.125%
HK$51,248
baseline
▲ 0.50% · 4.625%
HK$53,949
+HK$2,701/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$102,496/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,445
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,077
−HK$1,657/mo
Today · 4.125%
HK$55,734
baseline
▲ 0.50% · 4.625%
HK$59,126
+HK$3,392/mo
Deposit HK$7.67M · loan HK$11.50M · min. income ≈ HK$111,468/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$718,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,345
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$59,910
−HK$1,587/mo
Today · 4.125%
HK$61,497
baseline
▲ 0.50% · 4.625%
HK$64,739
+HK$3,242/mo
Deposit HK$7.67M · loan HK$11.50M · min. income ≈ HK$122,994/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$718,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,186
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$63,090
−HK$1,933/mo
Today · 4.125%
HK$65,023
baseline
▲ 0.50% · 4.625%
HK$68,980
+HK$3,957/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$130,046/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,069
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$69,895
−HK$1,852/mo
Today · 4.125%
HK$71,747
baseline
▲ 0.50% · 4.625%
HK$75,529
+HK$3,782/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$143,494/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,668
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$81,115
−HK$2,486/mo
Today · 4.125%
HK$83,601
baseline
▲ 0.50% · 4.625%
HK$88,688
+HK$5,087/mo
Deposit HK$1.92M · loan HK$17.25M · min. income ≈ HK$167,202/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$718,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,518
−HK$4,728/mo
▼ 0.25% · 3.875%
HK$89,865
−HK$2,381/mo
Today · 4.125%
HK$92,246
baseline
▲ 0.50% · 4.625%
HK$97,108
+HK$4,862/mo
Deposit HK$1.92M · loan HK$17.25M · min. income ≈ HK$184,492/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$718,745 · Scale 2, in force from 26 Feb 2026)