LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,706
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$45,066
−HK$1,381/mo
Today · 4.125%
HK$46,447
baseline
▲ 0.50% · 4.625%
HK$49,273
+HK$2,826/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$92,894/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,623
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,927
−HK$1,323/mo
Today · 4.125%
HK$51,250
baseline
▲ 0.50% · 4.625%
HK$53,951
+HK$2,701/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$102,500/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,448
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$54,079
−HK$1,657/mo
Today · 4.125%
HK$55,736
baseline
▲ 0.50% · 4.625%
HK$59,128
+HK$3,392/mo
Deposit HK$7.67M · loan HK$11.50M · min. income ≈ HK$111,472/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$718,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,347
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,912
−HK$1,588/mo
Today · 4.125%
HK$61,500
baseline
▲ 0.50% · 4.625%
HK$64,741
+HK$3,241/mo
Deposit HK$7.67M · loan HK$11.50M · min. income ≈ HK$123,000/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$718,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,189
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$63,092
−HK$1,934/mo
Today · 4.125%
HK$65,026
baseline
▲ 0.50% · 4.625%
HK$68,983
+HK$3,957/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$130,052/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,072
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$69,898
−HK$1,852/mo
Today · 4.125%
HK$71,750
baseline
▲ 0.50% · 4.625%
HK$75,532
+HK$3,782/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$143,500/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,671
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$81,118
−HK$2,487/mo
Today · 4.125%
HK$83,605
baseline
▲ 0.50% · 4.625%
HK$88,692
+HK$5,087/mo
Deposit HK$1.92M · loan HK$17.25M · min. income ≈ HK$167,210/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$718,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,521
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$89,868
−HK$2,382/mo
Today · 4.125%
HK$92,250
baseline
▲ 0.50% · 4.625%
HK$97,112
+HK$4,862/mo
Deposit HK$1.92M · loan HK$17.25M · min. income ≈ HK$184,500/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$718,773 · Scale 2, in force from 26 Feb 2026)