LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,709
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$45,068
−HK$1,382/mo
Today · 4.125%
HK$46,450
baseline
▲ 0.50% · 4.625%
HK$49,276
+HK$2,826/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$92,900/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,626
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,930
−HK$1,323/mo
Today · 4.125%
HK$51,253
baseline
▲ 0.50% · 4.625%
HK$53,954
+HK$2,701/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$102,506/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,450
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,082
−HK$1,658/mo
Today · 4.125%
HK$55,740
baseline
▲ 0.50% · 4.625%
HK$59,131
+HK$3,391/mo
Deposit HK$7.67M · loan HK$11.50M · min. income ≈ HK$111,480/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$718,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,351
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$59,916
−HK$1,587/mo
Today · 4.125%
HK$61,503
baseline
▲ 0.50% · 4.625%
HK$64,745
+HK$3,242/mo
Deposit HK$7.67M · loan HK$11.50M · min. income ≈ HK$123,006/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$718,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,192
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$63,096
−HK$1,934/mo
Today · 4.125%
HK$65,030
baseline
▲ 0.50% · 4.625%
HK$68,986
+HK$3,956/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$130,060/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,076
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$69,902
−HK$1,852/mo
Today · 4.125%
HK$71,754
baseline
▲ 0.50% · 4.625%
HK$75,536
+HK$3,782/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$143,508/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,676
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$81,123
−HK$2,486/mo
Today · 4.125%
HK$83,609
baseline
▲ 0.50% · 4.625%
HK$88,697
+HK$5,088/mo
Deposit HK$1.92M · loan HK$17.25M · min. income ≈ HK$167,218/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$718,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,526
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$89,873
−HK$2,382/mo
Today · 4.125%
HK$92,255
baseline
▲ 0.50% · 4.625%
HK$97,118
+HK$4,863/mo
Deposit HK$1.92M · loan HK$17.25M · min. income ≈ HK$184,510/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$718,813 · Scale 2, in force from 26 Feb 2026)