LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,712
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$45,071
−HK$1,382/mo
Today · 4.125%
HK$46,453
baseline
▲ 0.50% · 4.625%
HK$49,279
+HK$2,826/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$92,906/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,629
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,933
−HK$1,323/mo
Today · 4.125%
HK$51,256
baseline
▲ 0.50% · 4.625%
HK$53,958
+HK$2,702/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$102,512/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,454
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,086
−HK$1,657/mo
Today · 4.125%
HK$55,743
baseline
▲ 0.50% · 4.625%
HK$59,135
+HK$3,392/mo
Deposit HK$7.67M · loan HK$11.50M · min. income ≈ HK$111,486/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$718,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,355
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$59,920
−HK$1,587/mo
Today · 4.125%
HK$61,507
baseline
▲ 0.50% · 4.625%
HK$64,750
+HK$3,243/mo
Deposit HK$7.67M · loan HK$11.50M · min. income ≈ HK$123,014/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$718,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,196
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$63,100
−HK$1,934/mo
Today · 4.125%
HK$65,034
baseline
▲ 0.50% · 4.625%
HK$68,991
+HK$3,957/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$130,068/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,080
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$69,906
−HK$1,853/mo
Today · 4.125%
HK$71,759
baseline
▲ 0.50% · 4.625%
HK$75,541
+HK$3,782/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$143,518/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,681
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$81,129
−HK$2,486/mo
Today · 4.125%
HK$83,615
baseline
▲ 0.50% · 4.625%
HK$88,703
+HK$5,088/mo
Deposit HK$1.92M · loan HK$17.25M · min. income ≈ HK$167,230/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$718,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,532
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$89,880
−HK$2,381/mo
Today · 4.125%
HK$92,261
baseline
▲ 0.50% · 4.625%
HK$97,124
+HK$4,863/mo
Deposit HK$1.92M · loan HK$17.25M · min. income ≈ HK$184,522/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$718,863 · Scale 2, in force from 26 Feb 2026)