LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,712
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$45,072
−HK$1,381/mo
Today · 4.125%
HK$46,453
baseline
▲ 0.50% · 4.625%
HK$49,280
+HK$2,827/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$92,906/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,629
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,933
−HK$1,323/mo
Today · 4.125%
HK$51,256
baseline
▲ 0.50% · 4.625%
HK$53,958
+HK$2,702/mo
Deposit HK$9.58M · loan HK$9.58M · min. income ≈ HK$102,512/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,454
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,086
−HK$1,658/mo
Today · 4.125%
HK$55,744
baseline
▲ 0.50% · 4.625%
HK$59,136
+HK$3,392/mo
Deposit HK$7.67M · loan HK$11.50M · min. income ≈ HK$111,488/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$718,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,355
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,920
−HK$1,588/mo
Today · 4.125%
HK$61,508
baseline
▲ 0.50% · 4.625%
HK$64,750
+HK$3,242/mo
Deposit HK$7.67M · loan HK$11.50M · min. income ≈ HK$123,016/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$718,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,197
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$63,100
−HK$1,934/mo
Today · 4.125%
HK$65,034
baseline
▲ 0.50% · 4.625%
HK$68,992
+HK$3,958/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$130,068/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,081
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$69,907
−HK$1,852/mo
Today · 4.125%
HK$71,759
baseline
▲ 0.50% · 4.625%
HK$75,542
+HK$3,783/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$143,518/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,682
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$81,129
−HK$2,487/mo
Today · 4.125%
HK$83,616
baseline
▲ 0.50% · 4.625%
HK$88,703
+HK$5,087/mo
Deposit HK$1.92M · loan HK$17.25M · min. income ≈ HK$167,232/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$718,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,532
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$89,880
−HK$2,382/mo
Today · 4.125%
HK$92,262
baseline
▲ 0.50% · 4.625%
HK$97,125
+HK$4,863/mo
Deposit HK$1.92M · loan HK$17.25M · min. income ≈ HK$184,524/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$718,867 · Scale 2, in force from 26 Feb 2026)