LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,713
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$45,073
−HK$1,381/mo
Today · 4.125%
HK$46,454
baseline
▲ 0.50% · 4.625%
HK$49,281
+HK$2,827/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$92,908/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,630
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$49,935
−HK$1,323/mo
Today · 4.125%
HK$51,258
baseline
▲ 0.50% · 4.625%
HK$53,960
+HK$2,702/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$102,516/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,456
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,087
−HK$1,658/mo
Today · 4.125%
HK$55,745
baseline
▲ 0.50% · 4.625%
HK$59,137
+HK$3,392/mo
Deposit HK$7.67M · loan HK$11.50M · min. income ≈ HK$111,490/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$718,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,356
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,922
−HK$1,587/mo
Today · 4.125%
HK$61,509
baseline
▲ 0.50% · 4.625%
HK$64,752
+HK$3,243/mo
Deposit HK$7.67M · loan HK$11.50M · min. income ≈ HK$123,018/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$718,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,198
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$63,102
−HK$1,934/mo
Today · 4.125%
HK$65,036
baseline
▲ 0.50% · 4.625%
HK$68,993
+HK$3,957/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$130,072/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,083
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$69,909
−HK$1,852/mo
Today · 4.125%
HK$71,761
baseline
▲ 0.50% · 4.625%
HK$75,543
+HK$3,782/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$143,522/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,684
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$81,131
−HK$2,487/mo
Today · 4.125%
HK$83,618
baseline
▲ 0.50% · 4.625%
HK$88,706
+HK$5,088/mo
Deposit HK$1.92M · loan HK$17.25M · min. income ≈ HK$167,236/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$718,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,535
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$89,882
−HK$2,382/mo
Today · 4.125%
HK$92,264
baseline
▲ 0.50% · 4.625%
HK$97,127
+HK$4,863/mo
Deposit HK$1.92M · loan HK$17.25M · min. income ≈ HK$184,528/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$718,885 · Scale 2, in force from 26 Feb 2026)