LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,715
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$45,075
−HK$1,382/mo
Today · 4.125%
HK$46,457
baseline
▲ 0.50% · 4.625%
HK$49,284
+HK$2,827/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$92,914/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,633
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,937
−HK$1,323/mo
Today · 4.125%
HK$51,260
baseline
▲ 0.50% · 4.625%
HK$53,962
+HK$2,702/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$102,520/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$718,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,459
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,090
−HK$1,658/mo
Today · 4.125%
HK$55,748
baseline
▲ 0.50% · 4.625%
HK$59,140
+HK$3,392/mo
Deposit HK$7.67M · loan HK$11.50M · min. income ≈ HK$111,496/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$718,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,360
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,925
−HK$1,588/mo
Today · 4.125%
HK$61,513
baseline
▲ 0.50% · 4.625%
HK$64,755
+HK$3,242/mo
Deposit HK$7.67M · loan HK$11.50M · min. income ≈ HK$123,026/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$718,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,202
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$63,105
−HK$1,935/mo
Today · 4.125%
HK$65,040
baseline
▲ 0.50% · 4.625%
HK$68,997
+HK$3,957/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$130,080/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,086
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$69,912
−HK$1,853/mo
Today · 4.125%
HK$71,765
baseline
▲ 0.50% · 4.625%
HK$75,547
+HK$3,782/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$143,530/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,688
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$81,135
−HK$2,487/mo
Today · 4.125%
HK$83,622
baseline
▲ 0.50% · 4.625%
HK$88,710
+HK$5,088/mo
Deposit HK$1.92M · loan HK$17.25M · min. income ≈ HK$167,244/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$718,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,539
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$89,887
−HK$2,382/mo
Today · 4.125%
HK$92,269
baseline
▲ 0.50% · 4.625%
HK$97,132
+HK$4,863/mo
Deposit HK$1.92M · loan HK$17.25M · min. income ≈ HK$184,538/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$718,924 · Scale 2, in force from 26 Feb 2026)