LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,718
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$45,078
−HK$1,381/mo
Today · 4.125%
HK$46,459
baseline
▲ 0.50% · 4.625%
HK$49,286
+HK$2,827/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$92,918/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$718,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,636
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,940
−HK$1,323/mo
Today · 4.125%
HK$51,263
baseline
▲ 0.50% · 4.625%
HK$53,966
+HK$2,703/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$102,526/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$718,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,461
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,093
−HK$1,658/mo
Today · 4.125%
HK$55,751
baseline
▲ 0.50% · 4.625%
HK$59,144
+HK$3,393/mo
Deposit HK$7.67M · loan HK$11.50M · min. income ≈ HK$111,502/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$718,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,363
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,928
−HK$1,588/mo
Today · 4.125%
HK$61,516
baseline
▲ 0.50% · 4.625%
HK$64,759
+HK$3,243/mo
Deposit HK$7.67M · loan HK$11.50M · min. income ≈ HK$123,032/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$718,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,205
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$63,109
−HK$1,934/mo
Today · 4.125%
HK$65,043
baseline
▲ 0.50% · 4.625%
HK$69,001
+HK$3,958/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$130,086/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,090
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$69,916
−HK$1,853/mo
Today · 4.125%
HK$71,769
baseline
▲ 0.50% · 4.625%
HK$75,552
+HK$3,783/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$143,538/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,692
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$81,140
−HK$2,487/mo
Today · 4.125%
HK$83,627
baseline
▲ 0.50% · 4.625%
HK$88,715
+HK$5,088/mo
Deposit HK$1.92M · loan HK$17.26M · min. income ≈ HK$167,254/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$718,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,544
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$89,892
−HK$2,382/mo
Today · 4.125%
HK$92,274
baseline
▲ 0.50% · 4.625%
HK$97,138
+HK$4,864/mo
Deposit HK$1.92M · loan HK$17.26M · min. income ≈ HK$184,548/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$718,964 · Scale 2, in force from 26 Feb 2026)