LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,719
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$45,079
−HK$1,382/mo
Today · 4.125%
HK$46,461
baseline
▲ 0.50% · 4.625%
HK$49,288
+HK$2,827/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$92,922/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$718,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,637
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$49,941
−HK$1,324/mo
Today · 4.125%
HK$51,265
baseline
▲ 0.50% · 4.625%
HK$53,967
+HK$2,702/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$102,530/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$718,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,463
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,095
−HK$1,658/mo
Today · 4.125%
HK$55,753
baseline
▲ 0.50% · 4.625%
HK$59,145
+HK$3,392/mo
Deposit HK$7.67M · loan HK$11.50M · min. income ≈ HK$111,506/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$718,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,364
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,930
−HK$1,588/mo
Today · 4.125%
HK$61,518
baseline
▲ 0.50% · 4.625%
HK$64,760
+HK$3,242/mo
Deposit HK$7.67M · loan HK$11.50M · min. income ≈ HK$123,036/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$718,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,207
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$63,111
−HK$1,934/mo
Today · 4.125%
HK$65,045
baseline
▲ 0.50% · 4.625%
HK$69,003
+HK$3,958/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$130,090/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,092
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$69,918
−HK$1,853/mo
Today · 4.125%
HK$71,771
baseline
▲ 0.50% · 4.625%
HK$75,554
+HK$3,783/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$143,542/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$718,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,694
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$81,142
−HK$2,487/mo
Today · 4.125%
HK$83,629
baseline
▲ 0.50% · 4.625%
HK$88,718
+HK$5,089/mo
Deposit HK$1.92M · loan HK$17.26M · min. income ≈ HK$167,258/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$718,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,547
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$89,895
−HK$2,382/mo
Today · 4.125%
HK$92,277
baseline
▲ 0.50% · 4.625%
HK$97,141
+HK$4,864/mo
Deposit HK$1.92M · loan HK$17.26M · min. income ≈ HK$184,554/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$718,983 · Scale 2, in force from 26 Feb 2026)