LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,724
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$45,084
−HK$1,382/mo
Today · 4.125%
HK$46,466
baseline
▲ 0.50% · 4.625%
HK$49,294
+HK$2,828/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$92,932/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,643
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$49,948
−HK$1,323/mo
Today · 4.125%
HK$51,271
baseline
▲ 0.50% · 4.625%
HK$53,974
+HK$2,703/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$102,542/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,469
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,101
−HK$1,659/mo
Today · 4.125%
HK$55,760
baseline
▲ 0.50% · 4.625%
HK$59,152
+HK$3,392/mo
Deposit HK$7.67M · loan HK$11.51M · min. income ≈ HK$111,520/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,372
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,937
−HK$1,588/mo
Today · 4.125%
HK$61,525
baseline
▲ 0.50% · 4.625%
HK$64,768
+HK$3,243/mo
Deposit HK$7.67M · loan HK$11.51M · min. income ≈ HK$123,050/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,214
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$63,118
−HK$1,935/mo
Today · 4.125%
HK$65,053
baseline
▲ 0.50% · 4.625%
HK$69,011
+HK$3,958/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$130,106/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$719,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,100
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$69,927
−HK$1,852/mo
Today · 4.125%
HK$71,779
baseline
▲ 0.50% · 4.625%
HK$75,563
+HK$3,784/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$143,558/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$719,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,704
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$81,152
−HK$2,487/mo
Today · 4.125%
HK$83,639
baseline
▲ 0.50% · 4.625%
HK$88,729
+HK$5,090/mo
Deposit HK$1.92M · loan HK$17.26M · min. income ≈ HK$167,278/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,557
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$89,906
−HK$2,382/mo
Today · 4.125%
HK$92,288
baseline
▲ 0.50% · 4.625%
HK$97,152
+HK$4,864/mo
Deposit HK$1.92M · loan HK$17.26M · min. income ≈ HK$184,576/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,071 · Scale 2, in force from 26 Feb 2026)