LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,728
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,089
−HK$1,382/mo
Today · 4.125%
HK$46,471
baseline
▲ 0.50% · 4.625%
HK$49,298
+HK$2,827/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$92,942/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,647
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,952
−HK$1,324/mo
Today · 4.125%
HK$51,276
baseline
▲ 0.50% · 4.625%
HK$53,978
+HK$2,702/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$102,552/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,474
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,106
−HK$1,659/mo
Today · 4.125%
HK$55,765
baseline
▲ 0.50% · 4.625%
HK$59,158
+HK$3,393/mo
Deposit HK$7.67M · loan HK$11.51M · min. income ≈ HK$111,530/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,377
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,942
−HK$1,589/mo
Today · 4.125%
HK$61,531
baseline
▲ 0.50% · 4.625%
HK$64,774
+HK$3,243/mo
Deposit HK$7.67M · loan HK$11.51M · min. income ≈ HK$123,062/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,220
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$63,124
−HK$1,935/mo
Today · 4.125%
HK$65,059
baseline
▲ 0.50% · 4.625%
HK$69,017
+HK$3,958/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$130,118/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$719,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,106
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$69,933
−HK$1,853/mo
Today · 4.125%
HK$71,786
baseline
▲ 0.50% · 4.625%
HK$75,570
+HK$3,784/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$143,572/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$719,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,711
−HK$4,936/mo
▼ 0.25% · 3.875%
HK$81,159
−HK$2,488/mo
Today · 4.125%
HK$83,647
baseline
▲ 0.50% · 4.625%
HK$88,737
+HK$5,090/mo
Deposit HK$1.92M · loan HK$17.26M · min. income ≈ HK$167,294/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,565
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$89,914
−HK$2,382/mo
Today · 4.125%
HK$92,296
baseline
▲ 0.50% · 4.625%
HK$97,161
+HK$4,865/mo
Deposit HK$1.92M · loan HK$17.26M · min. income ≈ HK$184,592/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,136 · Scale 2, in force from 26 Feb 2026)