LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,729
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,090
−HK$1,382/mo
Today · 4.125%
HK$46,472
baseline
▲ 0.50% · 4.625%
HK$49,299
+HK$2,827/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$92,944/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,649
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$49,953
−HK$1,324/mo
Today · 4.125%
HK$51,277
baseline
▲ 0.50% · 4.625%
HK$53,980
+HK$2,703/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$102,554/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,475
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,108
−HK$1,658/mo
Today · 4.125%
HK$55,766
baseline
▲ 0.50% · 4.625%
HK$59,159
+HK$3,393/mo
Deposit HK$7.67M · loan HK$11.51M · min. income ≈ HK$111,532/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,378
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,944
−HK$1,588/mo
Today · 4.125%
HK$61,532
baseline
▲ 0.50% · 4.625%
HK$64,776
+HK$3,244/mo
Deposit HK$7.67M · loan HK$11.51M · min. income ≈ HK$123,064/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,221
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$63,126
−HK$1,934/mo
Today · 4.125%
HK$65,060
baseline
▲ 0.50% · 4.625%
HK$69,019
+HK$3,959/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$130,120/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$719,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,108
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$69,935
−HK$1,853/mo
Today · 4.125%
HK$71,788
baseline
▲ 0.50% · 4.625%
HK$75,572
+HK$3,784/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$143,576/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$719,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,713
−HK$4,936/mo
▼ 0.25% · 3.875%
HK$81,161
−HK$2,488/mo
Today · 4.125%
HK$83,649
baseline
▲ 0.50% · 4.625%
HK$88,739
+HK$5,090/mo
Deposit HK$1.92M · loan HK$17.26M · min. income ≈ HK$167,298/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,567
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$89,916
−HK$2,382/mo
Today · 4.125%
HK$92,298
baseline
▲ 0.50% · 4.625%
HK$97,164
+HK$4,866/mo
Deposit HK$1.92M · loan HK$17.26M · min. income ≈ HK$184,596/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,154 · Scale 2, in force from 26 Feb 2026)