LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,730
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$45,090
−HK$1,382/mo
Today · 4.125%
HK$46,472
baseline
▲ 0.50% · 4.625%
HK$49,300
+HK$2,828/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$92,944/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,649
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,954
−HK$1,324/mo
Today · 4.125%
HK$51,278
baseline
▲ 0.50% · 4.625%
HK$53,980
+HK$2,702/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$102,556/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,476
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,108
−HK$1,659/mo
Today · 4.125%
HK$55,767
baseline
▲ 0.50% · 4.625%
HK$59,160
+HK$3,393/mo
Deposit HK$7.67M · loan HK$11.51M · min. income ≈ HK$111,534/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,379
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,945
−HK$1,588/mo
Today · 4.125%
HK$61,533
baseline
▲ 0.50% · 4.625%
HK$64,777
+HK$3,244/mo
Deposit HK$7.67M · loan HK$11.51M · min. income ≈ HK$123,066/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,222
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$63,126
−HK$1,935/mo
Today · 4.125%
HK$65,061
baseline
▲ 0.50% · 4.625%
HK$69,020
+HK$3,959/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$130,122/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$719,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,109
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$69,935
−HK$1,854/mo
Today · 4.125%
HK$71,789
baseline
▲ 0.50% · 4.625%
HK$75,573
+HK$3,784/mo
Deposit HK$5.75M · loan HK$13.42M · min. income ≈ HK$143,578/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$719,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,714
−HK$4,936/mo
▼ 0.25% · 3.875%
HK$81,162
−HK$2,488/mo
Today · 4.125%
HK$83,650
baseline
▲ 0.50% · 4.625%
HK$88,740
+HK$5,090/mo
Deposit HK$1.92M · loan HK$17.26M · min. income ≈ HK$167,300/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,569
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$89,917
−HK$2,383/mo
Today · 4.125%
HK$92,300
baseline
▲ 0.50% · 4.625%
HK$97,165
+HK$4,865/mo
Deposit HK$1.92M · loan HK$17.26M · min. income ≈ HK$184,600/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,163 · Scale 2, in force from 26 Feb 2026)